1 Lakh Chit Scheme For 20 Months 20 Members | Unlock Steady Returns with This Transparent Chit Fund Plan
Do you want a simple and safe way to save money? The 1 Lakh Chit Scheme is a great choice! It helps you grow your money every month and keeps your savings safe.
This plan lasts for 20 months. Every month, you put in a fixed amount. One person from the group wins a prize every month. Everyone gets a turn, and the rules are clear for all.
This chit fund is good for people who want to save money step by step and don’t want to take big risks.
Overview: What is the 1 Lakh Chit Scheme?
This is a group savings scheme where 20 members contribute monthly over 20 months. Each month, one member wins the prize amount through a transparent process. This type of chit fund plan balances your savings habit with the benefit of lump sum access when you need it most.
Key Features:
- Total Chit Value: ₹100,000
- Duration: 20 months
- Group Size: 20 people
- Monthly Payment: ₹3,750 to ₹4,900
- Guaranteed Prize: ₹70,000 to ₹95,000
- Dividends shared with non-prize members
Monthly Contribution & Prize Details ( 1 Lakh Chit Scheme For 20 Months 20 Members )
Here’s how the monthly prize chit fund works in numbers:
SL.NO. | MONTHLY PAYMENT (FIXED) | PRIZE AMOUNT (FIXED) | ACTION | DIVIDEND |
1st | 5000 | 70000 | 30% | 1250 |
2nd | 3750 | COMPANY CHIT | – | – |
3rd | 5000 | 70000 | 30% | 1250 |
4th | 3750 | 70000 | 30% | 1250 |
5th | 3750 | 70000 | 30% | 1250 |
6th | 3750 | 71000 | 29% | 1200 |
7th | 3800 | 72000 | 28% | 1150 |
8th | 3850 | 73000 | 27% | 1100 |
9th | 3900 | 74000 | 26% | 1050 |
10th | 3950 | 75000 | 25% | 1000 |
11th | 4000 | 77000 | 23% | 900 |
12th | 4100 | 79000 | 21% | 800 |
13th | 4200 | 81000 | 19% | 700 |
14th | 4300 | 83000 | 17% | 600 |
15th | 4400 | 85000 | 15% | 500 |
16th | 4500 | 87000 | 13% | 400 |
17th | 4600 | 89000 | 11% | 300 |
18th | 4700 | 91000 | 9% | 200 |
19th | 4800 | 93000 | 7% | 100 |
20th | 4900 | 95000 | 5% | – |
Reference Video:
1 Lakh Chit Format For 20 Months 20 Members

Why Choose This Chit Scheme?
This reliable chit plan is more than just a way to save — it’s a financial tool designed to work with your income cycle.
No Matter What You Do, This Chit Fund Works for You!
Whether you have a job, work for yourself, or run a small shop, this chit fund helps you in many ways. It lets you get money when you need it, helps you save regularly, and gives you good returns.
Benefits of Joining:
- 📉 Low starting payments help ease into the plan.
- 💰 Increasing monthly prize amounts boosts value over time.
- 🔍 Transparent system builds trust among participants.
- 📈 Monthly dividends provide passive returns.
Who Is This Scheme Best Suited For?
This group savings scheme is ideal for:
- Salaried employees building emergency funds
- Homemakers looking for structured savings
- Business owners seeking short-term capital
- Anyone wanting to save without locking funds in a bank
How to Get Started?
Interested in joining the ₹1 Lakh chit scheme? We’re accepting only 20 members per group spots are filling quickly.
VELAAYUDHAN CHITS PRIVATE LIMITED
Call or WhatsApp us : 📞+91 7337534446/+919032794646
Head Office:
📍160-1, 1 LINE, SV Deluxe Rd, Pileru, Chittoor, Andhra Pradesh 517214
Branch Office Address:
📍3/161-22-8, Sbi Colony Extension, Revenue Ward No 3, Madanapalle-517325
📍Sy no 595, Opposite to Ajay grand, Madanapalle Road, Rayachoty, Annamayya District 516269
Final Thoughts
The ₹1 lakh chit scheme helps you save money each month. If you need it, you can get some of your savings early. Plus, there’s a fun bonus, a chance to win a prize every month!
Are you saving for a trip, a new gadget, or a wedding? Or do you need money for your child’s school fees or just want to be ready for a surprise? We’ve made a simple and safe way to help you save. It’s easy to use, and our team is here to help you every step of the way!
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