2 Lakhs Chit Scheme for 20 Months | Complete Savings Plan for 20 Members
Looking for a disciplined way to save money while gaining access to a substantial lump sum when needed? The ₹2 Lakhs Chit Scheme from Velaayudhan Chits Private Limited is designed to help individuals build financial security through regular monthly contributions. This 20 months chit scheme is ideal for anyone planning future expenses such as education, business investment, home renovation, medical emergencies, or family celebrations.
With only 20 members in each group, this ₹2 lakh chit plan offers transparent operations, fixed monthly payments, attractive prize amounts, and monthly dividend benefits for eligible members.
What is the 2 Lakhs Chit Scheme?
A ₹2 Lakhs Chit Scheme is a structured savings and borrowing plan where 20 members contribute every month for 20 months. Every month, one eligible member receives the prize amount through a transparent auction process conducted according to the applicable chit rules.
Members who do not receive the prize in a particular month benefit from monthly dividends, making the scheme rewarding throughout its duration.
Whether you need funds early or simply want to save consistently, this monthly chit scheme provides flexibility and financial discipline.
Scheme Highlights:
| Feature | Details |
|---|---|
| Chit Value | ₹2,00,000 |
| Duration | 20 Months |
| Members | 20 |
| Starting Monthly Payment | ₹7,500 |
| Highest Monthly Payment | ₹10,000 |
| Prize Amount | ₹1,40,000 – ₹1,90,000 |
| Company Chit | 2nd Month |
| Commission | 30% to 5% |
| Maximum Dividend | ₹2,500 |
Monthly Payment Schedule:
| Month | Monthly Payment | Prize Amount | Commission | Dividend |
|---|---|---|---|---|
| 1st | ₹10,000 | ₹1,40,000 | 30% | ₹2,500 |
| 2nd | ₹7,500 | Company Chit | — | — |
| 3rd | ₹10,000 | ₹1,40,000 | 30% | ₹2,500 |
| 4th | ₹7,500 | ₹1,40,000 | 30% | ₹2,500 |
| 5th | ₹7,500 | ₹1,40,000 | 30% | ₹2,500 |
| 6th | ₹7,500 | ₹1,42,000 | 29% | ₹2,400 |
| 7th | ₹7,600 | ₹1,44,000 | 28% | ₹2,300 |
| 8th | ₹7,700 | ₹1,46,000 | 27% | ₹2,200 |
| 9th | ₹7,800 | ₹1,48,000 | 26% | ₹2,100 |
| 10th | ₹7,900 | ₹1,50,000 | 25% | ₹2,000 |
| 11th | ₹8,000 | ₹1,54,000 | 23% | ₹1,800 |
| 12th | ₹8,200 | ₹1,58,000 | 21% | ₹1,600 |
| 13th | ₹8,400 | ₹1,62,000 | 19% | ₹1,400 |
| 14th | ₹8,600 | ₹1,66,000 | 17% | ₹1,200 |
| 15th | ₹8,800 | ₹1,70,000 | 15% | ₹1,000 |
| 16th | ₹9,000 | ₹1,74,000 | 13% | ₹800 |
| 17th | ₹9,200 | ₹1,78,000 | 11% | ₹600 |
| 18th | ₹9,400 | ₹1,82,000 | 9% | ₹400 |
| 19th | ₹9,600 | ₹1,86,000 | 7% | ₹200 |
| 20th | ₹9,800 | ₹1,90,000 | 5% | — |
Reference Video:
Why Choose This ₹2 Lakhs Chit Scheme?
The ₹2 Lakhs Chit Scheme combines disciplined monthly savings with the opportunity to receive a substantial lump sum when you need it most.
Affordable Monthly Contributions
The scheme starts with an affordable monthly payment, making it suitable for salaried employees, business owners, self-employed professionals, and families.
Higher Prize Amounts
As the scheme progresses, the prize amount increases from ₹1,40,000 to ₹1,90,000, giving members the opportunity to receive a larger payout in later months.
Monthly Dividend Benefits
Members who do not receive the monthly prize may benefit from dividends, helping reduce their effective contribution.
Transparent Operations
The auction process is conducted transparently, ensuring fairness and confidence for every participant.
Limited Members
With only 20 members, each participant has a clear opportunity to receive the prize within the scheme period.
Who Should Join This Chit Scheme?
This 20 member chit scheme is suitable for:
- Salaried professionals
- Small business owners
- Self-employed individuals
- Homemakers
- Traders
- Young professionals
- Families planning future expenses
- Anyone looking for disciplined monthly savings
Why Choose Velaayudhan Chits?
Velaayudhan Chits Private Limited is committed to providing secure and transparent chit services that help members achieve their financial goals.
Our strengths include:
- Transparent auction process
- Fixed and predictable payment schedule
- Professional customer support
- Well-structured chit plans
- Easy enrollment process
- Trusted service for planned savings
Conclusion:
If you’re looking for a disciplined savings option with the flexibility of receiving a lump sum during the scheme period, the ₹2 Lakhs Chit Scheme from Velaayudhan Chits Private Limited is an excellent choice. With 20 members, a 20-month duration, transparent operations, increasing prize amounts, and dividend benefits, this scheme is designed to help you achieve your financial goals with confidence.
